Due to the economic downfall, more and more people are falling behind on their mortgage payments. If you’re struggling to make ends meet or have already missed several mortgage payments, don’t panic – you can still save your home and get your finances back on track. At Petroff Amshen LLP, a Brooklyn mortgage attorney, will inform you of your best options and will develop a strategic plan to help you stay in your home.
If you are delinquent on your on your mortgage, you may have already received a notice of intent to foreclose from your lender, or perhaps, you may have even been summoned with a foreclosure complaint. Foreclosure is a serious legal matter that should be addressed by a qualified Brooklyn mortgage attorney, who will ensure that your interests and assets are protected.
It’s crucial that you don’t delay! Legal paperwork and court documents are time-sensitive. If you don’t answer them right away, you may waive several of your rights and defenses, and foreclosure will proceed against you, therefore, leaving your property in danger.
At Petroff Amshen LLP, we believe that “the best defense is a good offense.” While our experienced Brooklyn mortgage attorneys tailor all defense strategies to each individual case, below are a few tactics that you should always keep in mind while fighting a foreclosure.
Answer All Legal Documents – facing foreclosure is stressful and exhausting, but you must remember to answer all legal documents that you receive. Whether you’re served with a Foreclosure Complaint or a Motion filed by your lender’s attorneys, it is crucial that you respond to all documents within the allowable timeframe.
Assert All Available Defenses – amidst the hassle of all the collection calls, delinquency notices, and applications for foreclosure alternatives, it is easy for homeowners to overlook or forget defenses that are available to them. In some instances, Courts have ruled that failure to invoke a certain defense is equivalent to waiving it. Ensure that you’re asserting all possible defenses by consulting with a Brooklyn mortgage attorney.
Make All Court Appearances–while the thought of going to Court may be terrifying, it is always beneficial. At Mandatory Foreclosure Settlement Conferences you will have an opportunity to negotiate a foreclosure alternative with the bank and their attorneys before a Judicial Hearing Officer or Special Referee. Courts are there to help resolve your issue and can point on you in the right directly.
Submit All Court Ordered Documents – despite the fact that it may be disheartening and frustrating to submit the same financial documents over and over again to your bank and its attorneys, you must always comply with Court orders and provide them with whatever information they require.
Call Petroff Amshen LLP for your consultation with a professional Brooklyn mortgage attorney.
